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🇺🇸

Original

English

🇨🇳

Translation

Chinese

Gate Exchange Multi-Collateral Loan Skill

Gate交易所多抵押借贷Skill

Provide multi-collateral loan operations on Gate: create current (flexible) or fixed-term loan orders, repay (partial/full), add collateral (append), and redeem collateral. All write operations require explicit user confirmation before submit.

提供Gate平台上的多抵押借贷操作：创建活期（灵活）或定期借贷订单、还款（部分/全额）、追加抵押品（补充）和赎回抵押品。所有写入操作在提交前均需用户明确确认。

Trigger Conditions

触发条件

This skill activates when the user asks about multi-collateral loan operations. Classify intent via Routing Rules (Cases 1–7). Trigger phrases include: "collateral loan", "current loan", "fixed loan", "repay", "add collateral", "redeem collateral", or equivalent in other languages.

当用户询问多抵押借贷操作时，激活此Skill。通过路由规则（案例1–7）分类意图。触发短语包括：“抵押借贷”、“活期借贷”、“定期借贷”、“还款”、“追加抵押品”、“赎回抵押品”或其他语言的等效表达。

Workflow

工作流

Step 1: Classify intent

步骤1：分类意图

Identify the user intent using Routing Rules (Cases 1–7). If required inputs are missing (order_id, currency, amount, fixed term), ask clarifying questions before proceeding.

使用路由规则（案例1–7）识别用户意图。若缺少必填输入（order_id、币种、金额、定期期限），需先询问澄清问题再继续。

Step 2: Read-only requests (rates, LTV, quota, orders)

步骤2：只读请求（利率、LTV、额度、订单）

Call the corresponding MCP tool when the user asks for rates, LTV, quota, order list, or order detail.

Call

cex_mcl_list_user_currency_quota

with:

```
type
```
:
```
collateral
```
or
```
borrow
```
```
currency
```
: comma-separated (borrow: single currency)

Call

cex_mcl_get_multi_collateral_ltv

with:

(no params)

Call

cex_mcl_get_multi_collateral_fix_rate

with:

(no params)

Call

cex_mcl_get_multi_collateral_current_rate

with:

```
currencies
```
: comma-separated currency list

Call

cex_mcl_list_multi_collateral_orders

with:

```
page
```
,
```
limit
```
(optional)
```
sort
```
(optional):
```
time_desc
```
,
```
ltv_asc
```
,
```
ltv_desc
```
```
order_type
```
(optional):
```
current
```
or
```
fixed
```

Call

cex_mcl_get_multi_collateral_order_detail

with:

```
order_id
```

Key data to extract:

LTV thresholds, fixed/current rates, quota rows, order_id, order status, collateral and borrow details

当用户询问利率、LTV、额度、订单列表或订单详情时，调用对应的MCP工具。

调用

cex_mcl_list_user_currency_quota

，参数：

```
type
```
:
```
collateral
```
或
```
borrow
```
```
currency
```
: 逗号分隔（借款：单一币种）

调用

cex_mcl_get_multi_collateral_ltv

，参数：

无参数

调用

cex_mcl_get_multi_collateral_fix_rate

，参数：

无参数

调用

cex_mcl_get_multi_collateral_current_rate

，参数：

```
currencies
```
: 逗号分隔的币种列表

调用

cex_mcl_list_multi_collateral_orders

，参数：

```
page
```
,
```
limit
```
（可选）
```
sort
```
（可选）:
```
time_desc
```
,
```
ltv_asc
```
,
```
ltv_desc
```
```
order_type
```
（可选）:
```
current
```
或
```
fixed
```

调用

cex_mcl_get_multi_collateral_order_detail

，参数：

```
order_id
```

需提取的关键数据：

LTV阈值、定期/活期利率、额度信息、order_id、订单状态、抵押品与借款详情

Step 3: Create loan (current or fixed)

步骤3：创建借贷订单（活期或定期）

If current loan:

Build draft (collateral list + borrow currency/amount).
Ask for confirmation.
Call
```
cex_mcl_create_multi_collateral
```
with order
: JSON string (borrow_currency, borrow_amount, collateral_currencies, order_type: current).

If fixed loan:

Call
```
cex_mcl_get_multi_collateral_fix_rate
```
(returns a list); filter by borrow_currency; take
```
rate_7d
```
or
```
rate_30d
```
as fixed_rate (hourly rate; pass through unchanged, do not convert or relabel as annual/daily).
Build draft with fixed_type and fixed_rate (describe to user as hourly rate if showing).
Ask for confirmation.
Call
```
cex_mcl_create_multi_collateral
```
with order
: JSON including order_type: fixed, fixed_type
```
7d
```
/
```
30d
```
, fixed_rate.

若为活期借贷：

生成草稿（抵押品列表 + 借款币种/金额）。
请求用户确认。
调用
```
cex_mcl_create_multi_collateral
```
，参数**
```
order
```
**: JSON字符串（包含borrow_currency、borrow_amount、collateral_currencies、order_type: current）。

若为定期借贷：

调用
```
cex_mcl_get_multi_collateral_fix_rate
```
（返回列表）；按借款币种过滤；选取
```
rate_7d
```
或
```
rate_30d
```
作为fixed_rate（小时利率；直接传递，请勿转换或标记为年化/日利率）。
生成包含fixed_type和fixed_rate的草稿（若展示给用户，需说明为小时利率）。
请求用户确认。
调用
```
cex_mcl_create_multi_collateral
```
，参数**
```
order
```
**: JSON字符串（包含order_type: fixed、fixed_type
```
7d
```
/
```
30d
```
、fixed_rate）。

Step 4: Repay

步骤4：还款

Build draft, ask confirmation, then call

cex_mcl_repay_multi_collateral_loan

with:

repay_loan
: JSON string with
```
order_id
```
and
```
repay_items
```
[{ currency, amount, repaid_all }]

生成草稿，请求用户确认后，调用

cex_mcl_repay_multi_collateral_loan

，参数：

repay_loan
: JSON字符串，包含
```
order_id
```
和
```
repay_items
```
[{ currency, amount, repaid_all }]

Step 5: Add or redeem collateral

步骤5：追加或赎回抵押品

Build draft, ask confirmation, then call

cex_mcl_operate_multi_collateral

with:

collateral_adjust
: JSON string with

order_id

type

(

append

redeem

collaterals

[{ currency, amount }]

生成草稿，请求用户确认后，调用

cex_mcl_operate_multi_collateral

，参数：

collateral_adjust
: JSON字符串，包含
```
order_id
```
、
```
type
```
（
```
append
```
|
```
redeem
```
）、
```
collaterals
```
[{ currency, amount }]

Judgment Logic Summary

判断逻辑总结

Determine case by keywords and required inputs (loan create / repay / add / redeem / list).
Fixed loan requires fix_rate lookup; if not available, stop and inform user.
All write operations must be confirmed before calling MCP.
Auth failure (401/403) prompts API key configuration.

根据关键词和必填输入判断场景（创建借贷/还款/追加/赎回/查询订单）。
定期借贷需查询fix_rate；若无法获取，终止操作并告知用户。
所有写入操作在调用MCP前必须获得用户确认。
认证失败（401/403）时，提示用户配置API密钥。

Report Template

报告模板

When asking for confirmation: Draft:

Type: {current|fixed|repay|append|redeem}
Order ID: {order_id if applicable}
Borrow: {borrow_amount} {borrow_currency}
Collateral: {collateral_amounts}
Fixed term/rate: {fixed_type} / {fixed_rate} (hourly rate)

Please confirm to proceed.

On success:

Summary of action and key identifiers (order_id, amounts).

On failure:

Error message and next-step guidance (e.g., check currency/amount/LTV).

请求确认时：草稿：

类型：{current|fixed|repay|append|redeem}
订单ID：{order_id（若适用）}
借款：{borrow_amount} {borrow_currency}
抵押品：{collateral_amounts}
定期期限/利率：{fixed_type} / {fixed_rate}（小时利率）

请确认是否继续。

操作成功时：

操作摘要及关键标识（order_id、金额等）。

操作失败时：

错误信息及下一步指引（如检查币种/金额/LTV）。

Prerequisites

前提条件

MCP Dependency: Requires gate-mcp to be installed.
Authentication: Order list, detail, repay, collateral, quota, and records require API key; LTV, fix rate, and current rate are public without key.
Disclaimer: Loan and LTV information is for reference only and does not constitute investment advice. Understand product terms and liquidation risk before borrowing.

MCP依赖：需安装gate-mcp。
认证：订单列表、详情、还款、抵押品、额度及记录查询需API密钥；LTV、定期利率、活期利率为公开数据，无需密钥。
免责声明：借贷及LTV信息仅供参考，不构成投资建议。借款前请充分了解产品条款及清算风险。

Available MCP Tools

可用MCP工具

Tool	Auth	Description	Reference
`cex_mcl_get_multi_collateral_fix_rate`	No	7d/30d fixed rates (list)	`references/mcl-mcp-tools.md`
`cex_mcl_get_multi_collateral_ltv`	No	LTV thresholds	`references/mcl-mcp-tools.md`
`cex_mcl_get_multi_collateral_current_rate`	No	Current rates	`references/mcl-mcp-tools.md`
`cex_mcl_list_user_currency_quota`	Yes	Borrow/collateral quota	`references/mcl-mcp-tools.md`
`cex_mcl_create_multi_collateral`	Yes	Create loan ( `order` JSON)	`references/mcl-mcp-tools.md`
`cex_mcl_list_multi_collateral_orders`	Yes	List orders	`references/mcl-mcp-tools.md`
`cex_mcl_get_multi_collateral_order_detail`	Yes	Order detail	`references/mcl-mcp-tools.md`
`cex_mcl_repay_multi_collateral_loan`	Yes	Repay ( `repay_loan` JSON)	`references/mcl-mcp-tools.md`
`cex_mcl_operate_multi_collateral`	Yes	Add/redeem collateral ( `collateral_adjust` JSON)	`references/mcl-mcp-tools.md`
`cex_mcl_list_multi_repay_records`	Yes	Repay history	`references/mcl-mcp-tools.md`
`cex_mcl_list_multi_collateral_records`	Yes	Collateral history	`references/mcl-mcp-tools.md`

工具	需认证	描述	参考
`cex_mcl_get_multi_collateral_fix_rate`	否	7天/30天定期利率（列表）	`references/mcl-mcp-tools.md`
`cex_mcl_get_multi_collateral_ltv`	否	LTV阈值	`references/mcl-mcp-tools.md`
`cex_mcl_get_multi_collateral_current_rate`	否	活期利率	`references/mcl-mcp-tools.md`
`cex_mcl_list_user_currency_quota`	是	借款/抵押品额度	`references/mcl-mcp-tools.md`
`cex_mcl_create_multi_collateral`	是	创建借贷订单（ `order` JSON）	`references/mcl-mcp-tools.md`
`cex_mcl_list_multi_collateral_orders`	是	查询订单列表	`references/mcl-mcp-tools.md`
`cex_mcl_get_multi_collateral_order_detail`	是	查询订单详情	`references/mcl-mcp-tools.md`
`cex_mcl_repay_multi_collateral_loan`	是	还款（ `repay_loan` JSON）	`references/mcl-mcp-tools.md`
`cex_mcl_operate_multi_collateral`	是	追加/赎回抵押品（ `collateral_adjust` JSON）	`references/mcl-mcp-tools.md`
`cex_mcl_list_multi_repay_records`	是	查询还款记录	`references/mcl-mcp-tools.md`
`cex_mcl_list_multi_collateral_records`	是	查询抵押品操作记录	`references/mcl-mcp-tools.md`

Routing Rules

路由规则

Case	User Intent	Signal Keywords	Action
1	Create current loan	"current loan", "pledge … borrow … (current)"	See `references/scenarios.md` Scenario 1
2	Create fixed loan	"fixed loan", "borrow … for 7/30 days"	See `references/scenarios.md` Scenario 2
3	Repay	"repay", "repay order …"	See `references/scenarios.md` Scenario 3
4	Add collateral	"add collateral", "add margin"	See `references/scenarios.md` Scenario 4
5	Redeem collateral	"redeem collateral", "reduce margin"	See `references/scenarios.md` Scenario 5
6	List orders / order detail	"loan orders", "order detail", "my orders"	`cex_mcl_list_multi_collateral_orders` / `cex_mcl_get_multi_collateral_order_detail` — never include any time/date fields in the user-facing reply (see Presentation below)
7	Auth failure (401/403)	MCP returns 401/403	Do not expose keys; prompt user to configure Gate CEX API Key (multi-collateral loan).

案例	用户意图	触发关键词	操作
1	创建活期借贷订单	"活期借贷"、"质押…借款…（活期）"	参见 `references/scenarios.md` 场景1
2	创建定期借贷订单	"定期借贷"、"借款…7/30天"	参见 `references/scenarios.md` 场景2
3	还款	"还款"、"还款订单…"	参见 `references/scenarios.md` 场景3
4	追加抵押品	"追加抵押品"、"增加保证金"	参见 `references/scenarios.md` 场景4
5	赎回抵押品	"赎回抵押品"、"减少保证金"	参见 `references/scenarios.md` 场景5
6	查询订单列表/详情	"借贷订单"、"订单详情"、"我的订单"	调用 `cex_mcl_list_multi_collateral_orders` / `cex_mcl_get_multi_collateral_order_detail` —— 用户可见回复中绝不能包含任何时间/日期字段（见下方展示规则）
7	认证失败（401/403）	MCP返回401/403	请勿暴露密钥；提示用户配置Gate CEX API Key（多抵押借贷权限）。

Execution

执行流程

Identify user intent from the Routing Rules table above.
For Cases 1–5: Read the corresponding scenario in
```
references/scenarios.md
```
and follow the Workflow (show order draft, then call MCP only after user confirmation).
For Case 6: Call list or detail tool as needed; no confirmation required for read-only. Never show borrow_time, maturity, due date, operate_time, create_time, repay_time, Unix timestamps, or any other time-related fields in the reply—even if the user asks for dates/times; suggest checking the Gate app or web for timing details.
For Case 7: Do not expose API keys or raw errors; prompt the user to set up Gate CEX API Key with multi-collateral loan permission in MCP.
If the user's intent is ambiguous (e.g. missing order_id, currency, or amount), ask a clarifying question before routing.

根据上述路由规则识别用户意图。
对于案例1–5：阅读
```
references/scenarios.md
```
中的对应场景，遵循工作流（展示订单草稿，仅在用户确认后调用MCP）。
对于案例6：按需调用列表或详情工具；只读操作无需确认。绝对不要在回复中展示borrow_time、到期日、截止时间、operate_time、create_time、repay_time、Unix时间戳或任何其他时间相关字段——即使用户询问日期/时间；建议用户查看Gate App或网页获取时间详情。
对于案例7：请勿暴露API密钥或原始错误；提示用户在MCP中配置具有多抵押借贷权限的Gate CEX API Key。
若用户意图模糊（如缺少order_id、币种或金额），需先询问澄清问题再进行路由。

Domain Knowledge

领域知识

Core Concepts

核心概念

Current loan: Flexible loan. Create via

cex_mcl_create_multi_collateral

with

order

JSON:

order_type: current

Fixed loan: 7-day/30-day.
```
order
```
JSON must include
```
order_type: fixed
```
, fixed_type
:
```
7d
```
or
```
30d
```
(lowercase), fixed_rate
: hourly interest rate from
```
cex_mcl_get_multi_collateral_fix_rate
```
(use
```
rate_7d
```
or
```
rate_30d
```
for that borrow_currency; pass as-is, do not describe as annual or daily rate). Missing fixed fields may yield INVALID_PARAM_VALUE.

Repay:

cex_mcl_repay_multi_collateral_loan

with

repay_loan

JSON.

Add collateral:

cex_mcl_operate_multi_collateral

collateral_adjust

with

type: append

Redeem collateral: same tool,
```
type: redeem
```
.
LTV:
```
cex_mcl_get_multi_collateral_ltv
```
— init_ltv, alert_ltv, liquidate_ltv.

活期借贷：灵活借贷。通过
```
cex_mcl_create_multi_collateral
```
创建，
```
order
```
JSON参数：
```
order_type: current
```
。
定期借贷：7天/30天期限。
```
order
```
JSON必须包含
```
order_type: fixed
```
、fixed_type
:
```
7d
```
或
```
30d
```
（小写）、fixed_rate
: 来自
```
cex_mcl_get_multi_collateral_fix_rate
```
的小时利率（选取对应借款币种的
```
rate_7d
```
或
```
rate_30d
```
；直接传递，请勿描述为年化或日利率）。缺少定期字段可能返回INVALID_PARAM_VALUE错误。

还款：调用

cex_mcl_repay_multi_collateral_loan

，参数

repay_loan

JSON。

追加抵押品：调用

cex_mcl_operate_multi_collateral

，

collateral_adjust

参数中

type: append

。

赎回抵押品：调用同一工具，
```
type: redeem
```
。
LTV：调用
```
cex_mcl_get_multi_collateral_ltv
```
—— 返回init_ltv、alert_ltv、liquidate_ltv。

Create Loan Flow (Case 1 & 2)

创建借贷订单流程（案例1 & 2）

Parse collateral, borrow currency/amount; fixed: 7 days → 7d, 30 days → 30d.

Current: Optionally

cex_mcl_list_user_currency_quota

or current rate tools. On confirm:

cex_mcl_create_multi_collateral

with

order

JSON.

Fixed:
```
cex_mcl_get_multi_collateral_fix_rate
```
; filter list by borrow_currency; on empty or no row, stop with user message; else set fixed_rate = rate_7d or rate_30d (hourly rate; pass as-is into order JSON; do not describe as annual or daily). On confirm:
```
order
```
JSON with fixed fields.

解析抵押品、借款币种/金额；定期借贷：7天 → 7d，30天 → 30d。
活期借贷：可选调用
```
cex_mcl_list_user_currency_quota
```
或活期利率工具。用户确认后：调用
```
cex_mcl_create_multi_collateral
```
，参数
```
order
```
JSON。
定期借贷：调用
```
cex_mcl_get_multi_collateral_fix_rate
```
；按借款币种过滤列表；若为空或无匹配项，终止操作并告知用户；否则设置fixed_rate = rate_7d或rate_30d（小时利率；直接传入order JSON，请勿描述为年化或日利率）。用户确认后：传入包含定期字段的
```
order
```
JSON。

Repay Flow (Case 3)

还款流程（案例3）

Parse order_id and repay amount (or full).

Show draft; on confirm:

cex_mcl_repay_multi_collateral_loan

with

repay_loan

JSON.

解析order_id和还款金额（或全额还款）。
展示草稿；用户确认后：调用
```
cex_mcl_repay_multi_collateral_loan
```
，参数
```
repay_loan
```
JSON。

Add / Redeem Collateral Flow (Case 4 & 5)

追加/赎回抵押品流程（案例4 & 5）

Parse order_id and collateral amount/currency.

Show draft; on confirm:

cex_mcl_operate_multi_collateral

with

collateral_adjust

JSON.

解析order_id和抵押品金额/币种。
展示草稿；用户确认后：调用
```
cex_mcl_operate_multi_collateral
```
，参数
```
collateral_adjust
```
JSON。

Presentation — order list / order detail (Case 6)

展示规则 —— 订单列表/详情（案例6）

When the user asks to view my collateral loan orders or order detail:

No time fields: Do not output any time or date information—omit every timestamp-style field from MCP (e.g.
```
borrow_time
```
, maturity, due time,
```
operate_time
```
,
```
create_time
```
,
```
repay_time
```
, calendar dates, Unix seconds as dates). Do not paraphrase relative timing (e.g. "expires in 3 days") computed from those fields.
Allowed in reply:
```
order_id
```
,
```
status
```
, borrow side (currency, principal/interest left), collateral side (currency, amount), current LTV if present, fixed_type
```
7d
```
/
```
30d
```
as term label only (no calendar dates).
If the user asks specifically for dates/maturity: Reply that timing is not shown here and they should open Gate (app/web) for full order schedule—still do not paste API time fields into chat.

当用户请求查看我的抵押借贷订单或订单详情时：

禁止时间字段：不得输出任何时间或日期信息——需省略MCP返回的所有时间戳类字段（如
```
borrow_time
```
、到期日、截止时间、
```
operate_time
```
、
```
create_time
```
、
```
repay_time
```
、日历日期、Unix时间戳格式的日期）。不得基于这些字段转述相对时间（如“3天后到期”）。
允许展示内容：
```
order_id
```
、
```
status
```
、借款端（币种、剩余本金/利息）、抵押品端（币种、金额）、当前LTV（若存在）、fixed_type
```
7d
```
/
```
30d
```
（仅作为期限标签，无日历日期）。
若用户明确询问日期/到期日：回复此处不展示时间信息，建议用户打开Gate（App/网页）查看完整订单时间表——仍不得将API返回的时间字段粘贴到对话中。

Safety Rules

安全规则

Writes (

cex_mcl_create_multi_collateral

cex_mcl_repay_multi_collateral_loan

cex_mcl_operate_multi_collateral

): Always require explicit confirmation and an order draft before execution.

No investment advice: Present LTV/rates; user decides.
Sensitive data: Never expose API keys or raw internal errors.
Amounts: Reject non-positive amounts; validate order_id for repay/collateral ops.
Order views: Never surface time columns, dates, or timestamp fields in order list/detail answers to the user.

写入操作（

cex_mcl_create_multi_collateral

、

cex_mcl_repay_multi_collateral_loan

、

cex_mcl_operate_multi_collateral

）：执行前必须获取用户明确确认并展示订单草稿。

禁止投资建议：仅展示LTV/利率；决策由用户自行做出。
敏感数据：绝不能暴露API密钥或原始内部错误。
金额验证：拒绝非正金额；还款/抵押品操作需验证order_id有效性。
订单展示：在订单列表/详情的回复中，绝不能显示时间列、日期或时间戳字段。

Error Handling

错误处理

Condition	Response
401/403	"Please configure your Gate CEX API Key in MCP with multi-collateral loan permission."
`cex_mcl_create_multi_collateral` fails	Check `order` JSON: borrow fields; for fixed include fixed_type `7d` / `30d` and fixed_rate from fix_rate tool.
Wrong fixed_type	Must be `7d` or `30d` , lowercase.
Fix rate empty (fixed)	"Fixed rate temporarily unavailable; try later or use current loan."
Repay / operate fails	Check order_id, currency, amount in JSON payloads.
Order not found	"Order not found." / "No loan orders."

条件	回复内容
401/403	"请在MCP中配置具有多抵押借贷权限的Gate CEX API Key。"
`cex_mcl_create_multi_collateral` 调用失败	检查 `order` JSON：借款字段；定期借贷需包含fixed_type `7d` / `30d` 及来自fix_rate工具的fixed_rate。
fixed_type错误	必须为 `7d` 或 `30d` ，小写。
定期利率为空	"定期利率暂时不可用；请稍后重试或选择活期借贷。"
还款/抵押品操作失败	检查JSON参数中的order_id、币种、金额。
订单未找到	"未找到订单。" / "暂无借贷订单。"

Prompt Examples & Scenarios

提示示例与场景

See

references/scenarios.md

for prompt examples and expected behaviors (create current/fixed, repay, add collateral, redeem collateral).

请查看

references/scenarios.md

获取提示示例及预期行为（创建活期/定期借贷、还款、追加抵押品、赎回抵押品）。