terms-analyzer

Compare original and translation side by side

🇺🇸

Original

English

🇨🇳

Translation

Chinese

Terms of Service Analyzer

服务条款分析工具

Decode complex terms of service and privacy policies to identify concerning clauses, hidden permissions, and implications for users.

解读复杂的服务条款和隐私政策，识别存在问题的条款、隐藏权限以及对用户的影响。

When to Use This Skill

何时使用此技能

Evaluating new SaaS tools
Assessing platform policies
Comparing competitor terms
Due diligence on acquisitions
Consumer protection analysis

评估新的SaaS工具
评估平台政策
对比竞品条款
收购尽职调查
消费者保护分析

Methodology Foundation

方法论基础

Based on consumer protection frameworks and EFF/ToS;DR guidelines, analyzing:

Data usage and ownership
Liability limitations
Arbitration clauses
Change provisions
Termination rights

基于消费者保护框架和EFF/ToS;DR指南，分析以下内容：

数据使用与所有权
责任限制
仲裁条款
变更条款
终止权利

What Claude Does vs What You Decide

Claude的工作 vs 你的决策

Claude Does	You Decide
Identifies key clauses	Risk tolerance
Flags concerning terms	Whether to accept
Compares to standards	Alternative tools
Summarizes rights	Business necessity
Rates overall fairness	Action to take

Claude的工作	你的决策
识别关键条款	风险容忍度
标记存在问题的条款	是否接受条款
与标准进行对比	选择替代工具
总结用户权利	判断业务必要性
评估整体公平性	采取的行动

Instructions

操作指南

Step 1: Document Overview

步骤1：文档概述

Initial Assessment:

Element	What to Capture
Service	What the product does
Provider	Company and jurisdiction
Last Updated	Currency of terms
Length	Complexity indicator
Readability	Plain language or legalese

初步评估：

要素	需记录内容
服务	产品功能
提供商	公司及管辖区域
最后更新日期	条款的时效性
篇幅	复杂度指标
可读性	平实语言或法律术语

Step 2: Key Clause Categories

步骤2：关键条款类别

Critical Clauses to Analyze:

Category	What to Find	Risk Signal
Data Ownership	Who owns your content	"Perpetual, irrevocable license"
Data Usage	How they use your data	"Any purpose", "train AI"
Data Sharing	Third-party access	"Partners", "affiliates"
Termination	Can they cancel you	"At sole discretion"
Changes	Can they modify terms	"Without notice"
Liability	What they're liable for	"In no event" disclaimers
Disputes	How conflicts resolve	Mandatory arbitration
Account Data	What happens on deletion	No deletion guarantee

需分析的关键条款：

类别	需查找内容	风险信号
数据所有权	谁拥有你的内容	"永久、不可撤销的许可"
数据使用	他们如何使用你的数据	"任何用途"、"训练AI"
数据共享	第三方访问权限	"合作伙伴"、"关联公司"
终止条款	他们是否可以注销你的账户	"自行全权决定"
变更条款	他们是否可以修改条款	"无需通知"
责任限制	他们承担的责任范围	"在任何情况下"免责声明
争议解决	冲突如何解决	强制仲裁
账户数据	账户删除后数据的处理方式	无删除保证

Step 3: Rights Assessment

步骤3：权利评估

User Rights Checklist:

Right	Status	Clause
Data portability	Yes/No/Limited	§ reference
Account deletion	Yes/No/Limited	§ reference
Content ownership	Yes/No/Limited	§ reference
Privacy controls	Yes/No/Limited	§ reference
Opt-out options	Yes/No/Limited	§ reference
Refund rights	Yes/No/Limited	§ reference

用户权利清单：

权利	状态	条款引用
数据可移植性	是/否/受限	§ 引用
账户删除权	是/否/受限	§ 引用
内容所有权	是/否/受限	§ 引用
隐私控制	是/否/受限	§ 引用
退出选项	是/否/受限	§ 引用
退款权利	是/否/受限	§ 引用

Step 4: Red Flag Analysis

步骤4：红旗分析

Common Problematic Clauses:

Red Flag	What It Means	Severity
"Perpetual license"	They keep your data forever	High
"Sole discretion"	They decide everything	High
"Without notice"	No warning of changes	Medium
"Mandatory arbitration"	Can't sue in court	Medium
"Class action waiver"	Can't join lawsuits	Medium
"Unilateral modification"	Can change anytime	Medium
"Indemnification"	You pay their legal fees	High
"No refunds"	No money back ever	Low-Medium

常见问题条款：

红旗信号	含义	严重程度
"永久许可"	他们永久保留你的数据	高
"自行全权决定"	他们拥有所有决定权	高
"无需通知"	条款变更无预警	中
"强制仲裁"	无法向法院起诉	中
"集体诉讼弃权"	无法参与集体诉讼	中
"单方面修改"	可随时变更条款	中
"赔偿条款"	你需支付他们的法律费用	高
"不予退款"	永远无法退款	低-中

Step 5: Generate Summary

步骤5：生成总结

Output Format:

Service overview
Overall grade (A-F or Good/Caution/Avoid)
Key findings summary
Detailed clause analysis
Rights checklist
Red flags
Comparison to alternatives
Recommendations

输出格式：

服务概述
整体评级（A-F 或良好/谨慎/避免）
关键发现总结
详细条款分析
权利清单
红旗信号
与竞品对比
建议

Examples

示例

Example 1: Full ToS Analysis

示例1：完整服务条款分析

Input:

Analyze these ToS excerpts:

"By using our Service, you grant us a worldwide, non-exclusive,
royalty-free, sublicensable, transferable license to use, reproduce,
modify, distribute, and display your Content in connection with
operating and improving the Service and developing new products."

"We may modify these Terms at any time. Continued use constitutes
acceptance of modified Terms."

"All disputes will be resolved through binding arbitration in
accordance with AAA rules. You waive any right to participate
in class actions."

"We may terminate your account at our sole discretion with or
without cause and with or without notice."

Output:

undefined

输入：

Analyze these ToS excerpts:

"By using our Service, you grant us a worldwide, non-exclusive,
royalty-free, sublicensable, transferable license to use, reproduce,
modify, distribute, and display your Content in connection with
operating and improving the Service and developing new products."

"We may modify these Terms at any time. Continued use constitutes
acceptance of modified Terms."

"All disputes will be resolved through binding arbitration in
accordance with AAA rules. You waive any right to participate
in class actions."

"We may terminate your account at our sole discretion with or
without cause and with or without notice."

输出：

undefined

Terms of Service Analysis

Service Overview

Provider: [Service Name] Type: [SaaS/Platform/etc.] Analysis Date: 2026-01-31

Overall Grade: C- (CAUTION)

This ToS contains several concerning clauses that significantly favor the provider. Users should be aware of limited rights before signing up.

Key Findings Summary

Area	Status	Concern Level
Data Rights	Problematic	HIGH
Terms Changes	Problematic	MEDIUM
Dispute Resolution	Restrictive	MEDIUM
Termination	One-Sided	HIGH

Area	Status	Concern Level
Data Rights	Problematic	HIGH
Terms Changes	Problematic	MEDIUM
Dispute Resolution	Restrictive	MEDIUM
Termination	One-Sided	HIGH

Detailed Clause Analysis

1. Content License (HIGH CONCERN)

Clause:

"...worldwide, non-exclusive, royalty-free, sublicensable, transferable license to use, reproduce, modify, distribute, and display your Content in connection with operating and improving the Service and developing new products."

Analysis:

Term	Meaning	Concern
Worldwide	Any country	Standard
Non-exclusive	You keep rights too	Good
Royalty-free	No payment to you	Expected
Sublicensable	They can give to others	CONCERNING
Transferable	Survives if they're sold	CONCERNING
Developing new products	Beyond operating service	PROBLEMATIC

What This Means:

Your content can be used to train AI or build new features
They can sell/transfer your content in an acquisition
"Improving the Service" is standard; "developing new products" is not

Industry Standard: Most services limit to "operating and providing the Service" without the "new products" language.

Recommendation: If uploading sensitive content, consider if you're comfortable with it being used beyond the core service.

Clause:

"...worldwide, non-exclusive, royalty-free, sublicensable, transferable license to use, reproduce, modify, distribute, and display your Content in connection with operating and improving the Service and developing new products."

Analysis:

Term	Meaning	Concern
Worldwide	Any country	Standard
Non-exclusive	You keep rights too	Good
Royalty-free	No payment to you	Expected
Sublicensable	They can give to others	CONCERNING
Transferable	Survives if they're sold	CONCERNING
Developing new products	Beyond operating service	PROBLEMATIC

What This Means:

Your content can be used to train AI or build new features
They can sell/transfer your content in an acquisition
"Improving the Service" is standard; "developing new products" is not

Industry Standard: Most services limit to "operating and providing the Service" without the "new products" language.

Recommendation: If uploading sensitive content, consider if you're comfortable with it being used beyond the core service.

2. Terms Modification (MEDIUM CONCERN)

Clause:

"We may modify these Terms at any time. Continued use constitutes acceptance of modified Terms."

Analysis:

No notice requirement
No opt-out period
Acceptance by inaction

What This Means: Terms could change tomorrow and using the service = agreeing.

Better Standard: "30 days notice with right to terminate"

Recommendation: Periodically review terms, especially before renewal dates.

Clause:

"We may modify these Terms at any time. Continued use constitutes acceptance of modified Terms."

Analysis:

No notice requirement
No opt-out period
Acceptance by inaction

What This Means: Terms could change tomorrow and using the service = agreeing.

Better Standard: "30 days notice with right to terminate"

Recommendation: Periodically review terms, especially before renewal dates.

3. Arbitration Clause (MEDIUM CONCERN)

Clause:

"All disputes will be resolved through binding arbitration... You waive any right to participate in class actions."

Analysis:

Element	Impact
Binding arbitration	Can't go to court
AAA rules	Expensive, but structured
Class action waiver	Can't join mass lawsuits

What This Means:

Individual disputes only
Arbitration can cost thousands
Small claims may not be worth pursuing

Context: Common in US tech companies, may not be enforceable in some jurisdictions (EU).

Recommendation: Acceptable for business use; concerning for consumer services where individual damage may be small.

Clause:

"All disputes will be resolved through binding arbitration... You waive any right to participate in class actions."

Analysis:

Element	Impact
Binding arbitration	Can't go to court
AAA rules	Expensive, but structured
Class action waiver	Can't join mass lawsuits

What This Means:

Individual disputes only
Arbitration can cost thousands
Small claims may not be worth pursuing

Context: Common in US tech companies, may not be enforceable in some jurisdictions (EU).

Recommendation: Acceptable for business use; concerning for consumer services where individual damage may be small.

4. Termination (HIGH CONCERN)

Clause:

"We may terminate your account at our sole discretion with or without cause and with or without notice."

Analysis:

No reason needed
No warning required
Complete discretion

What This Means: You could lose access tomorrow with no explanation or recourse.

Better Standard: "Termination for violation of Terms with 14 days to cure, or immediately for material breach"

Recommendation: Do not rely on this service for critical business functions without data backup strategy. Consider what happens to your data on termination.

Clause:

"We may terminate your account at our sole discretion with or without cause and with or without notice."

Analysis:

No reason needed
No warning required
Complete discretion

What This Means: You could lose access tomorrow with no explanation or recourse.

Better Standard: "Termination for violation of Terms with 14 days to cure, or immediately for material breach"

Recommendation: Do not rely on this service for critical business functions without data backup strategy. Consider what happens to your data on termination.

Rights Checklist

Right	Status	Notes
Own your content	Partial	Broad license granted
Export data	Unknown	Not addressed
Delete account	Unknown	Not addressed
Dispute in court	No	Arbitration only
Notice of changes	No	No requirement
Reason for termination	No	"Sole discretion"

Right	Status	Notes
Own your content	Partial	Broad license granted
Export data	Unknown	Not addressed
Delete account	Unknown	Not addressed
Dispute in court	No	Arbitration only
Notice of changes	No	No requirement
Reason for termination	No	"Sole discretion"

Red Flags Summary

Flag	Severity	Clause
"Developing new products" license	HIGH	§3
Termination without notice	HIGH	§12
Class action waiver	MEDIUM	§15
Modification without notice	MEDIUM	§2

Flag	Severity	Clause
"Developing new products" license	HIGH	§3
Termination without notice	HIGH	§12
Class action waiver	MEDIUM	§15
Modification without notice	MEDIUM	§2

Comparison to Alternatives

Feature	This Service	Industry Better Practice
Content license	New products	Operating service only
Terms changes	No notice	30-day notice
Termination	No cause/notice	Cause + cure period
Disputes	Arbitration only	Court option preserved

Feature	This Service	Industry Better Practice
Content license	New products	Operating service only
Terms changes	No notice	30-day notice
Termination	No cause/notice	Cause + cure period
Disputes	Arbitration only	Court option preserved

Recommendations

For Personal Use: Consider alternatives with fairer terms
For Business Use:
- Negotiate enterprise agreement if possible
- Ensure data backup procedures
- Document all content uploaded
- Set calendar reminders to review terms changes
Data Strategy: Don't upload anything you wouldn't want used for "new products"

undefined

For Personal Use: Consider alternatives with fairer terms
For Business Use:
- Negotiate enterprise agreement if possible
- Ensure data backup procedures
- Document all content uploaded
- Set calendar reminders to review terms changes
Data Strategy: Don't upload anything you wouldn't want used for "new products"

undefined

Example 2: Quick Privacy Policy Check

示例2：快速隐私政策检查

Input:

Quick check - is this privacy policy concerning?
"We may share your information with our affiliates and business
partners for marketing purposes."

Output:

undefined

输入：

Quick check - is this privacy policy concerning?
"We may share your information with our affiliates and business
partners for marketing purposes."

输出：

undefined

Quick Privacy Analysis

Verdict: CONCERNING

Clause Breakdown

"We may share your information with our affiliates and business partners for marketing purposes."

Term	Meaning	Concern
"affiliates"	Related companies	Medium - often broad
"business partners"	Anyone they work with	HIGH - undefined
"marketing purposes"	Advertising to you	HIGH - not service-related

"We may share your information with our affiliates and business partners for marketing purposes."

Term	Meaning	Concern
"affiliates"	Related companies	Medium - often broad
"business partners"	Anyone they work with	HIGH - undefined
"marketing purposes"	Advertising to you	HIGH - not service-related

What This Means

Your data can go to undefined third parties
You'll likely receive marketing from companies you never chose
"Business partners" could be hundreds of companies

Your data can go to undefined third parties
You'll likely receive marketing from companies you never chose
"Business partners" could be hundreds of companies

Questions to Ask

Can you opt out of partner sharing?
Who are these "business partners"?
Is consent required or is it opt-out?

Can you opt out of partner sharing?
Who are these "business partners"?
Is consent required or is it opt-out?

Better Language

"We may share your information with affiliates solely to provide the Service. We will not share your information with third parties for marketing purposes without your explicit consent."

Recommendation

Check for:

Opt-out mechanism in privacy settings
List of specific partners
GDPR/CCPA rights section
Data selling disclosure

If no opt-out exists, this service will share your data widely.

undefined

Check for:

Opt-out mechanism in privacy settings
List of specific partners
GDPR/CCPA rights section
Data selling disclosure

If no opt-out exists, this service will share your data widely.

undefined

Skill Boundaries

技能边界

What This Skill Does Well

此技能擅长的领域

Identifying concerning clauses
Explaining legal language
Comparing to standards
Flagging risks

识别存在问题的条款
解读法律语言
与行业标准对比
标记风险

What This Skill Cannot Do

此技能无法完成的事项

Provide legal advice
Know all jurisdictional variations
Predict enforcement
Guarantee interpretation

提供法律咨询
了解所有司法管辖区的差异
预测条款执行情况
保证解读的准确性

When to Escalate to Human

何时需转交人工处理

Enterprise agreement negotiation
Regulated industry implications
Cross-border data concerns
Contract disputes

企业协议谈判
受监管行业的影响分析
跨境数据相关问题
合同纠纷

Iteration Guide

迭代指南

Follow-up Prompts:

"What should I negotiate for an enterprise agreement?"
"Compare this to [competitor]'s terms"
"What questions should I ask their sales team?"
"Draft a request for term modifications"

后续提示示例：

"针对企业协议，我应该协商哪些内容？"
"将此与[竞品]的条款进行对比"
"我应该向他们的销售团队询问哪些问题？"
"起草一份条款修改请求"

References

参考资料

ToS;DR (Terms of Service; Didn't Read)
EFF Privacy Analysis Frameworks
EDPB Guidelines on Transparency
FTC Unfair Business Practices

ToS;DR (Terms of Service; Didn't Read)
EFF隐私分析框架
EDPB透明度指南
FTC不公平商业行为规定

Related Skills

Skill Metadata

技能元数据

Domain: Legal / Consumer
Complexity: Beginner-Intermediate
Mode: cyborg
Time to Value: 15-30 min
Prerequisites: ToS document access

领域: 法律 / 消费者
复杂度: 初级-中级
模式: cyborg
价值实现时间: 15-30分钟
前提条件: 可访问服务条款文档