Back to Details

payment-integration

Compare original and translation side by side

🇺🇸

Original

English
🇨🇳

Translation

Chinese

Payment Integration

支付集成

Production-proven payment processing with SePay (Vietnamese banks), Polar (global SaaS), Stripe (global infrastructure), Paddle (MoR subscriptions), and Creem.io (MoR + licensing).
经过生产环境验证的支付处理方案，支持SePay（越南银行）、Polar（全球SaaS）、Stripe（全球基础设施）、Paddle（MoR订阅）以及Creem.io（MoR + 授权许可）。

When to Use

适用场景

  • Payment gateway integration (checkout, processing)
  • Subscription management (trials, upgrades, billing)
  • Webhook handling (notifications, idempotency)
  • QR code payments (VietQR, NAPAS)
  • Software licensing (device activation)
  • Multi-provider order management
  • Revenue splits and commissions
  • 支付网关集成（结账、交易处理）
  • 订阅管理（试用、升级、账单）
  • Webhook处理（通知、幂等性）
  • 二维码支付（VietQR、NAPAS）
  • 软件授权许可（设备激活）
  • 多服务商订单管理
  • 收入拆分与佣金

Platform Selection

平台选择

PlatformBest For
SePayVietnamese market, VND, bank transfers, VietQR
PolarGlobal SaaS, subscriptions, automated benefits (GitHub/Discord)
StripeEnterprise payments, Connect platforms, custom checkout
PaddleMoR subscriptions, global tax compliance, churn prevention
Creem.ioMoR + licensing, revenue splits, no-code checkout
平台最佳适用场景
SePay越南市场、越南盾、银行转账、VietQR
Polar全球SaaS、订阅、自动化权益（GitHub/Discord）
Stripe企业级支付、Connect平台、自定义结账
PaddleMoR订阅、全球税务合规、客户流失预防
Creem.ioMoR + 授权许可、收入拆分、无代码结账

Quick Reference

快速参考

SePay

SePay

  • references/sepay/overview.md
    - Auth, supported banks
  • references/sepay/api.md
    - Endpoints, transactions
  • references/sepay/webhooks.md
    - Setup, verification
  • references/sepay/sdk.md
    - Node.js, PHP, Laravel
  • references/sepay/qr-codes.md
    - VietQR generation
  • references/sepay/best-practices.md
    - Production patterns
  • references/sepay/overview.md
    - 认证、支持的银行
  • references/sepay/api.md
    - 接口、交易
  • references/sepay/webhooks.md
    - 配置、验证
  • references/sepay/sdk.md
    - Node.js、PHP、Laravel
  • references/sepay/qr-codes.md
    - VietQR生成
  • references/sepay/best-practices.md
    - 生产环境模式

Polar

Polar

  • references/polar/overview.md
    - Auth, MoR concept
  • references/polar/products.md
    - Pricing models
  • references/polar/checkouts.md
    - Checkout flows
  • references/polar/subscriptions.md
    - Lifecycle management
  • references/polar/webhooks.md
    - Event handling
  • references/polar/benefits.md
    - Automated delivery
  • references/polar/sdk.md
    - Multi-language SDKs
  • references/polar/best-practices.md
    - Production patterns
  • references/polar/overview.md
    - 认证、MoR概念
  • references/polar/products.md
    - 定价模型
  • references/polar/checkouts.md
    - 结账流程
  • references/polar/subscriptions.md
    - 生命周期管理
  • references/polar/webhooks.md
    - 事件处理
  • references/polar/benefits.md
    - 自动化交付
  • references/polar/sdk.md
    - 多语言SDK
  • references/polar/best-practices.md
    - 生产环境模式

Stripe

Stripe

  • references/stripe/stripe-best-practices.md
    - Integration design
  • references/stripe/stripe-sdks.md
    - Server SDKs
  • references/stripe/stripe-js.md
    - Payment Element
  • references/stripe/stripe-cli.md
    - Local testing
  • references/stripe/stripe-upgrade.md
    - Version upgrades
  • External: https://docs.stripe.com/llms.txt
  • references/stripe/stripe-best-practices.md
    - 集成设计
  • references/stripe/stripe-sdks.md
    - 服务端SDK
  • references/stripe/stripe-js.md
    - Payment Element
  • references/stripe/stripe-cli.md
    - 本地测试
  • references/stripe/stripe-upgrade.md
    - 版本升级
  • 外部链接: https://docs.stripe.com/llms.txt

Paddle

Paddle

  • references/paddle/overview.md
    - MoR, auth, entity IDs
  • references/paddle/api.md
    - Products, prices, transactions
  • references/paddle/paddle-js.md
    - Checkout overlay/inline
  • references/paddle/subscriptions.md
    - Trials, upgrades, pause
  • references/paddle/webhooks.md
    - SHA256 verification
  • references/paddle/sdk.md
    - Node, Python, PHP, Go
  • references/paddle/best-practices.md
    - Production patterns
  • External: https://developer.paddle.com/llms.txt
  • references/paddle/overview.md
    - MoR、认证、实体ID
  • references/paddle/api.md
    - 产品、定价、交易
  • references/paddle/paddle-js.md
    - 悬浮/内嵌结账
  • references/paddle/subscriptions.md
    - 试用、升级、暂停
  • references/paddle/webhooks.md
    - SHA256验证
  • references/paddle/sdk.md
    - Node、Python、PHP、Go
  • references/paddle/best-practices.md
    - 生产环境模式
  • 外部链接: https://developer.paddle.com/llms.txt

Creem.io

Creem.io

  • references/creem/overview.md
    - MoR, auth, global support
  • references/creem/api.md
    - Products, checkout sessions
  • references/creem/checkouts.md
    - No-code links, storefronts
  • references/creem/subscriptions.md
    - Trials, seat-based
  • references/creem/licensing.md
    - Device activation
  • references/creem/webhooks.md
    - Signature verification
  • references/creem/sdk.md
    - Next.js, Better Auth
  • External: https://docs.creem.io/llms.txt
  • references/creem/overview.md
    - MoR、认证、全球支持
  • references/creem/api.md
    - 产品、结账会话
  • references/creem/checkouts.md
    - 无代码链接、店铺前端
  • references/creem/subscriptions.md
    - 试用、按席位计费
  • references/creem/licensing.md
    - 设备激活
  • references/creem/webhooks.md
    - 签名验证
  • references/creem/sdk.md
    - Next.js、Better Auth
  • 外部链接: https://docs.creem.io/llms.txt

Multi-Provider

多服务商

  • references/multi-provider-order-management-patterns.md
    - Unified orders, currency conversion
  • references/multi-provider-order-management-patterns.md
    - 统一订单、货币转换

Scripts

脚本

  • scripts/sepay-webhook-verify.js
    - SePay webhook verification
  • scripts/polar-webhook-verify.js
    - Polar webhook verification
  • scripts/checkout-helper.js
    - Checkout session generator
  • scripts/sepay-webhook-verify.js
    - SePay Webhook验证脚本
  • scripts/polar-webhook-verify.js
    - Polar Webhook验证脚本
  • scripts/checkout-helper.js
    - 结账会话生成工具

Key Capabilities

核心功能

PlatformHighlights
SePayQR/bank/cards, 44+ VN banks, webhooks, 2 req/s
PolarMoR, subscriptions, usage billing, benefits, 300 req/min
StripeCheckoutSessions, Billing, Connect, Payment Element
PaddleMoR, overlay/inline checkout, Retain (churn prevention), tax
Creem.ioMoR, licensing, revenue splits, no-code checkout
平台核心亮点
SePay二维码/银行/卡支付、支持44+越南银行、Webhook、2次请求/秒
PolarMoR、订阅、用量计费、权益、300次请求/分钟
StripeCheckoutSessions、Billing、Connect、Payment Element
PaddleMoR、悬浮/内嵌结账、Retain（客户流失预防）、税务处理
Creem.ioMoR、授权许可、收入拆分、无代码结账

Implementation

实施指南

See 
references/implementation-workflows.md
for step-by-step guides per platform.
General flow: auth → products → checkout → webhooks → events
各平台的分步指南请查看
references/implementation-workflows.md
。
通用流程： 认证 → 产品配置 → 结账 → Webhook配置 → 事件处理