screening

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Screening Skill - v1.0.0

筛查Skill - v1.0.0

Comprehensive sanctions and PEP screening with multi-database search, false positive assessment, and HITL decision gates.

具备多数据库检索、误判评估及HITL决策节点的全面制裁与PEP筛查能力。

Overview

概述

Screening is a mandatory component of all KYC workflows. This skill provides standalone screening capability for ad-hoc checks, batch processing, and integration into onboarding/refresh workflows.

筛查是所有KYC流程中的必备环节。本Skill可提供独立筛查能力，支持临时核查、批量处理以及集成至客户准入/信息更新流程。

Screening Databases (12+ Sources)

筛查数据库（12+数据源）

Sanctions Lists

制裁清单

OFAC SDN - US Specially Designated Nationals
EU Consolidated Sanctions List - European Union
UK HM Treasury - UK Financial Sanctions
UN Consolidated List - United Nations Security Council
Interpol - Red and Yellow Notices
OpenSanctions - Open-source aggregated sanctions data

OFAC SDN - 美国特别指定国民清单
EU Consolidated Sanctions List - 欧盟综合制裁清单
UK HM Treasury - 英国财政部金融制裁清单
UN Consolidated List - 联合国安理会综合清单
Interpol - 红色及黄色通缉令
OpenSanctions - 开源聚合制裁数据

PEP Databases

PEP数据库

EveryPolitician - Global political figures
Wikidata - Political and public figures
UK Parliament - Register of Members' Interests
CIA World Factbook - National leadership
Electoral Commission databases - Candidates and office holders

EveryPolitician - 全球政治人物数据库
Wikidata - 政治及公众人物数据库
UK Parliament - 英国议会议员利益登记册
CIA World Factbook - 美国中央情报局世界概况（国家领导层信息）
选举委员会数据库 - 候选人及公职人员信息

Criminal/Legal

刑事/法律类

UK Court records - Criminal convictions, CCJs
Companies House - Insolvency records, disqualified directors

英国法院记录 - 刑事定罪、CCJ（郡法院判决）
Companies House - 破产记录、被 disqualify董事信息

Screening Process

筛查流程

Step 1: Identify Screening Targets

步骤1：确定筛查对象

Customer (individual or entity)
All beneficial owners (>25% threshold)
Directors and senior management (entities)
Family members and close associates (PEP cases)

客户（个人或实体）
所有实益拥有人（持股比例>25%）
董事及高级管理人员（针对实体客户）
家庭成员及密切关联人员（针对PEP案例）

Step 2: Execute Searches

步骤2：执行检索

For each target, search against all applicable databases:

Record search date, platform, and search terms
Document all matches (including potential false positives)
Screenshot or save evidence

针对每个筛查对象，检索所有适用数据库：

记录检索日期、平台及检索关键词
记录所有匹配结果（包括潜在误判）
截图或保存证据

Step 3: False Positive Assessment [HITL Checkpoint]

步骤3：误判评估 [HITL决策节点]

When a potential match is found:

Factor	Assessment
Name similarity	Exact / Partial / Common name
Date of birth	Match / Mismatch / Unknown
Nationality	Match / Mismatch
Location	Match / Mismatch
Photograph	Match / Mismatch / Not available
Context	Supports match / Against match

Decision:

TRUE MATCH: Immediate escalation to Manager + MLRO
FALSE POSITIVE: Document reasoning and evidence, proceed
UNCERTAIN: Escalate for senior review

发现潜在匹配结果时：

评估因素	评估结果
姓名相似度	完全匹配 / 部分匹配 / 常见姓名
出生日期	匹配 / 不匹配 / 未知
国籍	匹配 / 不匹配
所在地	匹配 / 不匹配
照片	匹配 / 不匹配 / 无可用照片
背景信息	支持匹配 / 不支持匹配

决策：

真实匹配：立即上报至经理及MLRO（反洗钱报告官）
误判：记录理由及证据，继续流程
不确定：上报至上级审核

Step 4: Generate Report

步骤4：生成报告

Screening summary with all targets and results
False positive assessment documentation (if applicable)
Escalation brief (if true match or uncertain)
Recommendations and next steps

包含所有筛查对象及结果的筛查摘要
误判评估文档（如适用）
上报简报（如为真实匹配或不确定结果）
建议及后续步骤

Batch Screening

批量筛查

For processing multiple alerts:

Analyze [X] screening alerts from uploaded CSV.
For each alert:
- Assess match quality
- Check for false positive patterns
- Research as needed
- Provide recommendation (CLEAR/ESCALATE)
Create Excel report with all analyses.

针对多预警处理：

Analyze [X] screening alerts from uploaded CSV.
For each alert:
- Assess match quality
- Check for false positive patterns
- Research as needed
- Provide recommendation (CLEAR/ESCALATE)
Create Excel report with all analyses.

Regulatory Basis

合规依据

OFAC compliance (US)
EU Sanctions Regulations
UK Money Laundering Regulations 2017
UN Security Council Resolutions
AMLD5 screening requirements

Version: 1.0.0 Author: Vyayasan

OFAC合规（美国）
欧盟制裁条例
英国2017年反洗钱条例
联合国安理会决议
AMLD5（第五反洗钱指令）筛查要求

版本： 1.0.0 作者： Vyayasan